Virtual Account Services
  1. Account
Virtual Account Services
  • Introduction
  • Terminologies
  • Webhooks
  • Authentication
  • Account
    • Create Account
      POST
    • Rename Account
      POST
    • Balance Inquiry
      GET
    • Create Bulk Accounts
      POST
    • List Accounts
      GET
  • Transaction
    • Credit Account
      POST
    • Debit Account
      POST
    • Credit Account [Agency Banking]
      POST
    • Debit Account [Agency Banking]
      POST
    • Transaction Query
      GET
    • Transaction Details
      GET
    • Transaction History
      GET
  • Transfer
    • Get Institutions
      GET
    • Name Inquiry
      POST
    • Interbank Transfer
      POST
    • Interbank Transfer [Sync]
      POST
    • Transfer Query
      GET
    • Transfer Enquiry
      GET
    • Virtual Account Intrabank Transfer
      POST
    • Core Banking Intrabank Transfer
      POST
    • Collection Accounts Intrabank Transfer
      POST
  • Invoice
    • Create Invoice
      POST
    • Get Invoice Detail
      GET
    • List Merchant Invoices
      GET
  • Refunds
    • Initiate Refund
    • Get Refund Status
    • Get Refunds
  • Notifications
    • Notification
    • Send Notification
  • Merchant
    • Account
      • Get Account
      • Activate Sub Ledger For Merchant
      • Get SubLedger Callback Urls
      • Set SubLedger Callback Urls
      • Get Collection Accounts
    • Transfer
      • Get Transfer History
      • Get Subledger transfers
      • Get Transfer Details
      • Name Inquiry
    • Refund
      • Refund Details
  • Admin
    • Accounting
      • Get GL Accounts
      • Get Classification Codes
    • Dashboard
      • Dashboard Summary
      • Dashboard Transactions
      • Dashboard Transaction Details
    • Group Codes
      • Get Group Codes
      • Set Collection Account
      • Create Group Code
    • Reporting
      • Get Report Types
      • Get Report Parameters
      • Create Report
      • Get Reports
      • Get Reports Details
  1. Account

Create Bulk Accounts

POST
/accounts
This API allows users to create multiple accounts in a single bulk operation. Each generated account details is sent to the callback url one after the other.

Query Parameters#

Field NameTypeRequiredDescription
callbackstringtrueThe endpoint where the generated account numbers will be sent.

Request Body#

The request body is a JSON object with the following fields:
Field NameData TypeRequiredDescription
groupCodestringtrueA unique code used to group the accounts being created.
accountsarraytrueAn array of account objects to be created.
Each object in the accounts array must include:
Field NameData TypeRequiredDescription
namestringtrueThe name of the account.
accountIDstringtrueThe unique identifier (account number) for the account.
bvnstringtrueThe Bank Verification Number (BVN) for the account.

Response Body#

The response is a JSON object with the following fields:
Field NameData TypeRequiredDescription
idintegertrueA unique identifier for the bulk account creation operation.
processedStatusstringtrueThe processing status of the bulk operation (e.g., "SUBMITTED").
createdDatestringtrueThe timestamp when the bulk creation request was processed.

Callback Payload (PUT)#

The account numbers will be sent as a PUT request to the callback url, the body of the request will be as follows:
Field NameTypeDescription
idIntegerUnique identifier for the sub-ledger account.
subLedgerIDStringA unique identifier assigned to the sub-ledger.
externalIDStringAn external reference ID associated with the sub-ledger.
nameStringThe name of the sub-ledger account, typically including the entity or individual it belongs to.
subLedgerGroupCodeStringA code representing the group to which the sub-ledger belongs.
isBlockedBooleanIndicates whether the sub-ledger account is blocked from transactions (true for blocked, false for active).
blockAmountIntegerThe amount that is currently blocked or restricted within the sub-ledger.
isMainLedgerBooleanSpecifies whether the account is a main ledger (true) or a sub-ledger (false).
savingsAccountNoIDIntegerThe identifier for the associated savings account, if applicable.
created_dateIntegerThe timestamp (in milliseconds) indicating when the sub-ledger was created.
bvnStringThe Bank Verification Number (BVN) linked to the sub-ledger account.
newBooleanIndicates if the sub-ledger is newly created (true) or existing (false).

Request

Query Params

Body Params application/json

Example
{
    "groupCode": "N4ZBHZB1J2",
    "accounts": [
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        }
    ]
}

Request samples

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST '/accounts?callback=https://webhook.site/73ac8860-f042-4685-b992-61a460484826' \
--header 'Content-Type: application/json' \
--data-raw '{
    "groupCode": "N4ZBHZB1J2",
    "accounts": [
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },{
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        },
        {
            "name": "Greater Height Primary School",
            "accountID": "0812345627",
            "bvn": "12356675"
        }
    ]
}'

Responses

🟢200Success
application/json
Body

Example
{
    "id": 9,
    "processedStatus": "SUBMITTED",
    "createdDate": "2023-08-31T10:46:00.070+00:00"
}
Modified at 2025-04-02 10:13:18
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