Virtual Account Services
  1. Transfer
Virtual Account Services
  • Introduction
  • Terminologies
  • Webhooks
  • Authentication
  • Account
    • Create Account
      POST
    • Rename Account
      POST
    • Balance Inquiry
      GET
    • Create Bulk Accounts
      POST
    • List Accounts
      GET
  • Transaction
    • Credit Account
      POST
    • Debit Account
      POST
    • Credit Account [Agency Banking]
      POST
    • Debit Account [Agency Banking]
      POST
    • Transaction Query
      GET
    • Transaction Details
      GET
    • Transaction History
      GET
  • Transfer
    • Get Institutions
      GET
    • Name Inquiry
      POST
    • Interbank Transfer
      POST
    • Interbank Transfer [Sync]
      POST
    • Transfer Query
      GET
    • Transfer Enquiry
      GET
    • Virtual Account Intrabank Transfer
      POST
    • Core Banking Intrabank Transfer
      POST
    • Collection Accounts Intrabank Transfer
      POST
  • Invoice
    • Create Invoice
      POST
    • Get Invoice Detail
      GET
    • List Merchant Invoices
      GET
  • Refunds
    • Initiate Refund
    • Get Refund Status
    • Get Refunds
  • Notifications
    • Notification
    • Send Notification
  • Merchant
    • Account
      • Get Account
      • Activate Sub Ledger For Merchant
      • Get SubLedger Callback Urls
      • Set SubLedger Callback Urls
      • Get Collection Accounts
    • Transfer
      • Get Transfer History
      • Get Subledger transfers
      • Get Transfer Details
      • Name Inquiry
    • Refund
      • Refund Details
  • Admin
    • Accounting
      • Get GL Accounts
      • Get Classification Codes
    • Dashboard
      • Dashboard Summary
      • Dashboard Transactions
      • Dashboard Transaction Details
    • Group Codes
      • Get Group Codes
      • Set Collection Account
      • Create Group Code
    • Reporting
      • Get Report Types
      • Get Report Parameters
      • Create Report
      • Get Reports
      • Get Reports Details
  1. Transfer

Transfer Query

GET
/transfer/query/{transactionReference}
This API endpoint retrieves the current status of an interbank transfer associated with the provided transaction reference. The transaction reference is supplied as a path variable in the URL. The response returns detailed metadata about the transfer, including its status.

Path Variable#

Field NameTypeRequiredDescription
transactionReferencestringTRUEThe unique reference identifier used when the transaction was initiated.

Response Body#

Field NameTypeDescription
idintegerUnique identifier for the transfer transaction.
destinationInstitutionCodestringCode identifying the destination institution.
destinationBankNamestringName of the destination bank.
destinationAccountNamestringName associated with the destination account.
destinationAccountNUBANstringThe NUBAN (account number) of the destination account.
amountintegerThe amount transferred.
currencystringThe currency in which the transfer was executed (e.g., NGN).
narrationstringA note or description regarding the transfer.
transactionDatestringTimestamp indicating when the transfer was processed.
transactionReferencestringThe same unique reference identifier that was used when initiating the transfer.
tpTransactionIDstringThe third-party transaction identifier, if applicable.
sessionIDstringAn identifier for tracking the transfer session.
transactionStatusstringThe current status of the transfer (e.g., CONFIRMED, PENDING, FAILED).
clientIDintegerIdentifier of the client who initiated the transfer.
createdDatestringTimestamp when the transfer record was created.

Transaction Statuses#

StatusDescription
SUBMITTEDTransaction submitted but not yet approved.
AUTHORIZEDTransaction authorized, and transfer initiated.
SENT_TO_GATEWAY_SUCCESSTransfer sent successfully but not yet confirmed by NIBSS and the receiving institution.
SENT_TO_GATEWAY_ERRORError occurred while sending the transfer through NIBSS to the receiving institution.
PENDINGTransaction is still processing.
UNRESOLVEDTransfer failed to send and requires resolution.
REJECTEDTransfer was rejected by an admin.
CONFIRMEDTransaction confirmed by NIBSS and the receiving institution.

Request

Path Params

Request samples

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request GET '/transfer/query/231027450809'

Responses

🟢200Transfer Query
application/json
Body

Example
{
    "id": 283,
    "destinationInstitutionCode": "000014",
    "destinationBankName": "ACCESS BANK PLC",
    "destinationAccountName": "MOHAMMED WAZIRI IDRISA",
    "destinationAccountNUBAN": "0075047718",
    "amount": 1000,
    "currency": "NGN",
    "narration": "iRecharge",
    "transactionDate": "2023-10-27T00:00:00.000+00:00",
    "transactionReference": "231027450809",
    "transactionID": "090605231027023704666609145034",
    "sessionID": "999999231027023704131530310768",
    "transactionStatus": "CONFIRMED",
    "clientID": 35,
    "createdDate": "2023-10-27T01:37:02.000+00:00"
}
Modified at 2025-03-17 22:09:32
Previous
Interbank Transfer [Sync]
Next
Transfer Enquiry
Built with