1. Merchant
Virtual Account Services
  • Introduction
  • Terminologies
  • Webhooks
  • Authentication
  • Account
    • Create Account
      POST
    • Balance Inquiry
      GET
    • Rename Account
      POST
    • Create Bulk Accounts
      POST
    • List Accounts
      GET
  • Transaction
    • Credit Account
      POST
    • Debit Account
      POST
    • Credit Account [Agency Banking]
      POST
    • Debit Account [Agency Banking]
      POST
    • Transaction Query
      GET
    • Transaction Details
      GET
    • Transaction History
      GET
  • Transfer
    • Interbank Transfer
    • Transfer Enquiry
    • Get Institutions
    • Virtual Account Intrabank Transfer
    • Intrabank Transfer Query
    • Collection Accounts Intrabank Transfer
    • Name Inquiry
    • Core Banking Intrabank Transfer
    • Transfer Query
    • Interbank Transfer [Sync]
  • Invoice
    • Create Invoice
    • Get Invoice Detail
    • Get Invoice Status
    • List Merchant Invoices
  • Refunds
    • Get Refunds
    • Initiate Refund
    • Get Refund Status
  • Notifications
    • Notification
    • Send Notification
  • Group Code
    • Create Group Code
  • Overdraft
    • Draw Overdraft
  • Merchant
    • Account
      • Get Account
      • Activate Sub Ledger For Merchant
      • Get SubLedger Callback Urls
      • Set SubLedger Callback Urls
      • Get Collection Accounts
    • Transfer
      • Get Transfer Details
      • Name Inquiry
      • Get Transfer History
      • Get Subledger transfers
    • Refund
      • Refund Details
    • Create Merchant Account
      POST
    • Activate Sub Ledger For Merchant
      POST
    • Get KYC Information
      POST
    • Get Group Code Collection Account
      GET
    • Get Collection Accounts
      GET
    • Set Collection Account
      POST
    • Get Transfer Details
      GET
    • Name Inquiry
      POST
  • Admin
    • Accounting
      • Get Classification Codes
      • Get GL Accounts
    • Dashboard
      • Dashboard Summary
      • Dashboard Transaction Details
      • Dashboard Transactions
    • Group Codes
      • Create Group Code
      • Set Collection Account
      • Get Group Codes
    • Reporting
      • Get Report Parameters
      • Get Reports
      • Create Report
      • Get Reports Details
      • Get Reports
    • Get Reports
    • Get Report Parameters
  • Schemas
    • VACreateGroupCodeRequest
    • SubLedgerGroup
    • InvalidParameterError
    • TransactionPointError
    • UnauthorizedError
    • SpringDefaultError
  1. Merchant

Name Inquiry

POST
/merchant/transfers/name-inquiry
This operation retrieves the account details of the destination account, commonly known as account name enquiry, to verify the recipient's information before transactions on the merchant portal.

Request Body#

Field NameTypeRequiredDescription
destinationInstitutionCodestringtrueThe unique code identifying the recipient's financial institution.
destinationAccountNumberstringtrueThe NUBAN (Bank Account Number) of the recipient's account.

Response Body#

Field NameTypeDescription
sessionIDstringA unique identifier for the transaction session.
transactionIdstringA unique reference ID assigned to the transaction.
destinationInstitutionCodestringThe unique code identifying the recipient's financial institution.
destinationAccountNUBANstringThe NUBAN (Bank Account Number) of the recipient's account.
destinationAccountNamestringThe name of the recipient's account holder.
destinationAccountBankVerificationNumberstringThe Bank Verification Number (BVN) associated with the recipient's account.
destinationBankNamestringThe name of the recipient's financial institution.
nameInquiryReferencestringA reference ID generated during the name inquiry process.

Request

Authorization
OAuth 2.0
Client Credentials
Add the parameter
Authorization
to Headers
,whose value is to concatenate the Token after the Bearer.
Example:
Authorization: Bearer ********************
Token URL: {{tpGatewayHostUrl}}/security/authenticate
or
Body Params application/json

Example
{
  "destinationInstitutionCode": "000001",
  "destinationAccountNumber": "62707280"
}

Request Code Samples

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location '/merchant/transfers/name-inquiry' \
--header 'Content-Type: application/json' \
--data '{
  "destinationInstitutionCode": "000001",
  "destinationAccountNumber": "62707280"
}'

Responses

🟢200Response
application/json
Bodyapplication/json

Example
{
  "sessionID": "840453jh209759729",
  "transactionId": "290j2jd5655512301",
  "destinationInstitutionCode": "000001",
  "destinationAccountNUBAN": null,
  "destinationAccountName": "Sample Customer",
  "destinationAccountBankVerificationNumber": "19192012",
  "destinationBankName": "Sample Bank",
  "nameInquiryReference": "721j6jd1650522500"
}
🟠400| Source | Error | When |
🟠401| Source | Error | When |
🟠403| Source | Error | When |
🔴500| Source | Error | When |
Modified at 2026-11-02 12:41:40
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